Be Cautious When Using Airline Credit Cards

Airline credit cards seem, on the surface, to be a great way to earn free airline miles. This can be the case, however, it makes sense to read the fine print and do a bit of mathematical calculation before signing up for airline credit cards. Airline credit cards typically have a higher interest rate than non airline credit cards and many airline credit cards also require an annual fee for membership.

While all airline credit cards differ in the way in which they accrue fee air miles, almost all of them give the card holder a percentage of the purchase amount back in air miles. The percentage varies according to the program, but the purchase amount that is applied towards air miles on average airline credit cards is somewhere around one and one half percent.

When you consider that many airline credit cards also charge more (typically around six percent more) in interest on average than do non airline credit cards, it becomes obvious that the extra money that has been spent on interest will not cover the gains made in free air miles.

Be Cautious When Using Airline Credit Cards

In many cases, the amount of money lost due to finance charges on airline credit cards is much more than the amount gained in free air miles. In addition, many airline credit cards charge an annual membership fee which must be considered on top of other finance charges.

There are other issues that those who are considering applying for airline credit cards should consider. First, it is important to remember that many airlines place upper limits on the number of free air miles that anyone can earn in a particular year. If the card holder goes over the limit, then he or she is paying the higher interest rate when using his or her airline credit cards without receiving any compensation in the form of free air miles.

Additionally, many airlines are making it more and more difficult to use free air miles. Blackout periods and destinations are increasingly common, so even if the cardholder is able to earn a lot of free air miles from his or her airline credit cards, it may not be possible to use the miles in the manner that the card holder desires.

Be Cautious When Using Airline Credit Cards

Airline credit cards can be helpful for those who fly frequently and pay off all of their balances monthly. However, for many people, airline credit cards do not make sense and they are better served by traditional credit cards.

About the author: Morgan Hamilton offers expert advice and great tips regarding all aspects concerning Credit Cards. Get the information you are seeking now by visiting http://www.find-cards-now.com

Source: http://www.isnare.com/?aid=115710&ca=Finances


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5 Responses to “Be Cautious When Using Airline Credit Cards”

  1. Ngsnet says:

    Is it a scam please? I need your help !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!?
    I HAVE TRIED THE AMERICAN GREEN CARD. AND THEY SENT THIS TO MY E-MAILL ADDRESS. THEY ALSO CALL ME BY PHONE. THE PERSON WHO CALLED ME SPEAKS MORE LANGUAGES. HE ASKED ME TO PAY THE PAYMENTS AND TO COMPLATE MY FILE. SO IS IT A SCAMM OR A TRUE SITE. I CAN NOT CACH HIS TELLEPHONE , WHILE HE CALLED ME HIS NUMBER DOES NOT APPEARED IN MY MOBLIE SCREEN.

    SO HELP PLEASE.

    Following our conversation we would like to thank you for starting the registration to the American Green Card program and help you complete it.

    USAGC Organization invites you to participate in the American Green Card Lottery program where you can win a green card to Live and Work in United States of America. If you are not an American citizen, this is your chance to take advantage of this opportunity offered to you by the US Government official law “DV Green Card Lottery”.

    Remember that about 80% of the world’s population can not participate in this program, but you are one of the few people that can participate, therefore your chances of getting the Green Card for all your life are very high.

    Due to the fact that it becomes much harder to enter to USA, our professional service with this Green Card program has a huge demand all over the world.
    Please review all our advantages in the following table:
    USAGC Organization service Advantages
    Very high winning chances:
    – Married person – 1 out of 30 win
    – Single person – 1 out of 60 win
    Making sure your application will be submitted to the Green Card program
    Checking your application by a technical team and by lawyers
    Making sure you will not be disqualified like millions of people
    Helping you to find a work and a house in America
    Free airline ticket to winners to come to the USA*
    Complete the form at your own pace
    Notify winners by regular mail, phone, email and fax multiple times
    Update of contact information at anytime
    Registration available all year round (365 days)
    Multiple years submission
    Online support by experts. Support by chat, telephone, e-mail.

    Other than credit card payments we accept the following payments as well:

    1. Cash
    2. Bank transfer
    3. Western Union
    4. Pay Pal
    5. CashU

    You can also contact us by support5@usagc.org or call 001-888-283-6165.

    Very truly yours,

    Mark Tyler
    Marketing manager
    Tel: +1-888-283-6165
    Fax: +1 – 202 – 318 – 4492
    USAGC Organization
    Making you American Dream come true…

  2. Niyaz.B says:

    It sure is I checked out the site my virus system and browser red Flagged it if somthing is to good to be true it is.No such thing as a green card lottery Just a scam. :)

  3. Ngsnet says:

    IS THIS REALL SITE.!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!?
    I HAVE TRIED THE AMERICAN GREEN CARD. AND THEY SENT THIS TO MY E-MAILL ADDRESS. THEY ALSO CALL ME BY PHONE. THE PERSON WHO CALLED ME SPEAKS MORE LANGUAGES. HE ASKED ME TO PAY THE PAYMENTS AND TO COMPLATE MY FILE. SO IS IT A SCAMM OR A TRUE SITE. I CAN NOT CACH HIS TELLEPHONE , WHILE HE CALLED ME HIS NUMBER DOES NOT APPEARED IN MY MOBLIE SCREEN.

    SO HELP PLEASE.

    Following our conversation we would like to thank you for starting the registration to the American Green Card program and help you complete it.

    USAGC Organization invites you to participate in the American Green Card Lottery program where you can win a green card to Live and Work in United States of America. If you are not an American citizen, this is your chance to take advantage of this opportunity offered to you by the US Government official law “DV Green Card Lottery”.

    Remember that about 80% of the world’s population can not participate in this program, but you are one of the few people that can participate, therefore your chances of getting the Green Card for all your life are very high.

    Due to the fact that it becomes much harder to enter to USA, our professional service with this Green Card program has a huge demand all over the world.
    Please review all our advantages in the following table:
    USAGC Organization service Advantages
    Very high winning chances:
    – Married person – 1 out of 30 win
    – Single person – 1 out of 60 win
    Making sure your application will be submitted to the Green Card program
    Checking your application by a technical team and by lawyers
    Making sure you will not be disqualified like millions of people
    Helping you to find a work and a house in America
    Free airline ticket to winners to come to the USA*
    Complete the form at your own pace
    Notify winners by regular mail, phone, email and fax multiple times
    Update of contact information at anytime
    Registration available all year round (365 days)
    Multiple years submission
    Online support by experts. Support by chat, telephone, e-mail.

    Other than credit card payments we accept the following payments as well:

    1. Cash
    2. Bank transfer
    3. Western Union
    4. Pay Pal
    5. CashU

    You can also contact us by support5@usagc.org or call 001-888-283-6165.

    Very truly yours,

    Mark Tyler
    Marketing manager
    Tel: +1-888-283-6165
    Fax: +1 – 202 – 318 – 4492
    USAGC Organization
    Making you American Dream come true…

  4. Ngsnet says:

    help with this!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!?
    I HAVE TRIED THE AMERICAN GREEN CARD. AND THEY SENT THIS TO MY E-MAILL ADDRESS. THEY ALSO CALL ME BY PHONE. THE PERSON WHO CALLED ME SPEAKS MORE LANGUAGES. HE ASKED ME TO PAY THE PAYMENTS AND TO COMPLATE MY FILE. SO IS IT A SCAMM OR A TRUE SITE. I CAN NOT CACH HIS TELLEPHONE , WHILE HE CALLED ME HIS NUMBER DOES NOT APPEARED IN MY MOBLIE SCREEN.

    SO HELP PLEASE.

    Following our conversation we would like to thank you for starting the registration to the American Green Card program and help you complete it.

    USAGC Organization invites you to participate in the American Green Card Lottery program where you can win a green card to Live and Work in United States of America. If you are not an American citizen, this is your chance to take advantage of this opportunity offered to you by the US Government official law “DV Green Card Lottery”.

    Remember that about 80% of the world’s population can not participate in this program, but you are one of the few people that can participate, therefore your chances of getting the Green Card for all your life are very high.

    Due to the fact that it becomes much harder to enter to USA, our professional service with this Green Card program has a huge demand all over the world.
    Please review all our advantages in the following table:
    USAGC Organization service Advantages
    Very high winning chances:
    – Married person – 1 out of 30 win
    – Single person – 1 out of 60 win
    Making sure your application will be submitted to the Green Card program
    Checking your application by a technical team and by lawyers
    Making sure you will not be disqualified like millions of people
    Helping you to find a work and a house in America
    Free airline ticket to winners to come to the USA*
    Complete the form at your own pace
    Notify winners by regular mail, phone, email and fax multiple times
    Update of contact information at anytime
    Registration available all year round (365 days)
    Multiple years submission
    Online support by experts. Support by chat, telephone, e-mail.

    Other than credit card payments we accept the following payments as well:

    1. Cash
    2. Bank transfer
    3. Western Union
    4. Pay Pal
    5. CashU

    You can also contact us by support5@usagc.org or call 001-888-283-6165.

    Very truly yours,

    Mark Tyler
    Marketing manager
    Tel: +1-888-283-6165
    Fax: +1 – 202 – 318 – 4492
    USAGC Organization
    Making you American Dream come true…

  5. Ngsnet says:

    IS THIS TRUE SITE?????????????????????????????????????????????
    I HAVE TRIED THE AMERICAN GREEN CARD. AND THEY SENT THIS TO MY E-MAILL ADDRESS. THEY ALSO CALL ME BY PHONE. THE PERSON WHO CALLED ME SPEAKS MORE LANGUAGES. HE ASKED ME TO PAY THE PAYMENTS AND TO COMPLATE MY FILE. SO IS IT A SCAMM OR A TRUE SITE. I CAN NOT CACH HIS TELLEPHONE , WHILE HE CALLED ME HIS NUMBER DOES NOT APPEARED IN MY MOBLIE SCREEN.

    SO HELP PLEASE.

    Following our conversation we would like to thank you for starting the registration to the American Green Card program and help you complete it.

    USAGC Organization invites you to participate in the American Green Card Lottery program where you can win a green card to Live and Work in United States of America. If you are not an American citizen, this is your chance to take advantage of this opportunity offered to you by the US Government official law “DV Green Card Lottery”.

    Remember that about 80% of the world’s population can not participate in this program, but you are one of the few people that can participate, therefore your chances of getting the Green Card for all your life are very high.

    Due to the fact that it becomes much harder to enter to USA, our professional service with this Green Card program has a huge demand all over the world.
    Please review all our advantages in the following table:
    USAGC Organization service Advantages
    Very high winning chances:
    – Married person – 1 out of 30 win
    – Single person – 1 out of 60 win
    Making sure your application will be submitted to the Green Card program
    Checking your application by a technical team and by lawyers
    Making sure you will not be disqualified like millions of people
    Helping you to find a work and a house in America
    Free airline ticket to winners to come to the USA*
    Complete the form at your own pace
    Notify winners by regular mail, phone, email and fax multiple times
    Update of contact information at anytime
    Registration available all year round (365 days)
    Multiple years submission
    Online support by experts. Support by chat, telephone, e-mail.

    Other than credit card payments we accept the following payments as well:

    1. Cash
    2. Bank transfer
    3. Western Union
    4. Pay Pal
    5. CashU

    You can also contact us by support5@usagc.org or call 001-888-283-6165.

    Very truly yours,

    Mark Tyler
    Marketing manager
    Tel: +1-888-283-6165
    Fax: +1 – 202 – 318 – 4492
    USAGC Organization
    Making you American Dream come true…

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